Mortgage Calculator

See What You Could Afford.

Adjust the numbers below to estimate your monthly payment — including principal, interest, taxes, insurance, and HOA dues. Get a real quote from Bob when you’re ready.

Mortgage Lender in Coral Gables Home Purchase Loans Mortgage Refinancing First-Time Home Buyer Loans Mortgage Calculator

Mortgage Calculator
Live estimate

Home price$525,000

Down payment10% · $52,500

Interest rate6.375%

Loan term30 yrs

Include taxes, insurance & HOA

Annual property tax$6,300 /yr

Annual home insurance$2,400 /yr

Monthly HOA dues$0 /mo

Estimated total monthly payment

$2,714/mo

Principal & interest$2,714

Property tax$525

Home insurance$200

HOA dues$0

$472,500

Loan amount

$603K

Total interest over term

Estimate only — actual taxes, insurance, and rate depend on your property, credit profile, and program. Not a quote or offer.

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How to use this

What’s included.

This calculator estimates PITI — Principal, Interest, Taxes, and Insurance — plus HOA dues if applicable. It uses a standard amortization formula for principal and interest, and lets you toggle taxes/insurance/HOA on or off to see your base P&I payment alone.

Good to know

Florida property tax rates average around 0.8-1.2% of home value per year
Homeowners insurance in South Florida often runs higher due to hurricane risk
PMI may apply if your down payment is under 20% on a conventional loan
Your real rate depends on credit score, loan type, and current market conditions

See What You Could Afford.

What’s included.

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