Big lender rates and technology, with a Coral Gables branch you can actually call. Bob Chamorro and his team have helped South Florida buyers and homeowners finance their next move for over 16 years.
We built this branch around the things national lenders usually get wrong.
A physical branch on Ponce de Leon Blvd — meet in person, not just on a call center queue.
Real, underwriter-reviewed pre-approval letters, usually the same day you apply.
Lower’s national scale and technology, priced for the South Florida market.
Once you close with us, future refinances waive our standard lending fees — for life.
Whatever stage of the home journey you’re on, we have a program built for it.
Conventional, FHA, and VA financing for first-time buyers and move-up buyers alike, with pre-approval in about 10 minutes.
Lower your rate, shorten your term, or tap into your equity with a cash-out refinance — with Free Re-Fi for Life.
Up to $10,000 in down payment assistance, low-down-payment FHA loans, and step-by-step guidance for your first purchase.
Four local specialists, one point of contact — from your first call to closing day.
“Bob and his team were extremely helpful, patient, and hardworking. Very thankful for their support.”
“He walked us through the home buying experience and was available for all our questions. We felt good before moving forward.”
“Bob and Bremi helped us step by step and were very patient and professional. Exactly the team you need.”
Based in Coral Gables, our team lends throughout Miami-Dade, Broward, and Palm Beach counties — and across all 67 Florida counties statewide.
Get pre-approved in about 10 minutes, or call the branch directly — 2000 Ponce de Leon Blvd, Suite 509E, Coral Gables, FL 33134.